I have a credit card where i accumulate points that can be used in auctions for buying gift cards to resturants, walmart, gas, ect.. I get a point for every dollar spent. Im in sales but still manage to keep my points down to 5,000 or less a year. If i dont spend these points in a year I lose them and start over. I may have to spend 3,000 point for a $25 gift card. The biggest problem is its an auction and very hard to win anything. I dont need air mile either. My question to you guys is this. Do you know of another type credit card like Cabelas or Bass pro that I can use my points for just buying something I want?